Card-Present vs. Card-Not-Present Transactions: What every Merchant Needs to Know The difference between card-present (CP) and card-not-present (CNP) transactions might seem straightforward: one happens in person, and the other doesn’t, right? However, with the rise of various payment methods, understanding these distinctions goes beyond just the location of the transaction. It affects fraud risk, compliance, […]

The post Card Present vs. Card Not Present appeared first on National Processing and is written by Christian Woodward

Ways That ACH Processing Can Benefit You

Don’t fret if you have no idea what ACH processing is as everything is going to be explained here thoroughly. According to the nonprofit organization Nacha, ACH processing is the method of moving money from one bank account to another. These transactions can occur via… Direct Deposit ACH Credit And Debit Card Payments Direct Payment Consumer And Business-To-Business […]

The post Ways That ACH Processing Can Benefit You appeared first on National Processing and is written by Christian Woodward

A merchant or business trying to decide the best electronic payment processing system may be interested in the differences between Check 21 and ACH. And while there are strong arguments for either, many believe that Check 21works more in favor of businesses where ACH tends to favor consumers.   While this may not be true in […]

The post Check 21 vs ACH: Key Differences and Which One Fits Your Business appeared first on National Processing and is written by Christian Woodward

If you are planning on setting up an ACH account for your company or online business, you need to ensure that all of your vendors are going to accept this payment method.

The post How To Set Up Your ACH Account In 6 Easy Steps appeared first on National Processing and is written by Christian Woodward

Although the electronic age has changed many ways that individuals and businesses handle their finances, the foundation for accounts and banking has still remained intact. The biggest difference is that electronic data has taken the place of physical pieces of paper, although the manner in which the transfer functions is just a simplified version of […]

The post eChecks: Checking It Twice appeared first on National Processing and is written by Christian Woodward

No one has more incentive to reduce business risk than merchants already considered to be in a high-risk industry or niche. Reducing risk saves you money on processing fees, saves time, and prevents major problems that hurt your business over the long run.   Since risk management in payment processing is so critical, we are providing you […]

The post Risk Management for High-Risk Merchants appeared first on National Processing and is written by Shane McLendon

One way of making a profit is to expedite the way a customer can pay for goods and services. This motive resulted in the innovation of high risk check processing. This electronic processing method is considered a substitute for the slower and more thorough Automated Clearing House payment network.

The post High-Risk Check Processing appeared first on National Processing and is written by Christian Woodward

Key Differences Between ACH And Credit Card Processing

Your company needs all of the possible tools out there in order to truly succeed, but it can be difficult to really know just what it is that you need at any given time. When it comes to the different options for accepting payments from your clients or customers, that’s even truer. Here at National […]

The post Key Differences Between ACH And Credit Card Processing appeared first on National Processing and is written by Christian Woodward

If you are not familiar with the concept of Automated Clearing House processing, this is the system used by most banks and other financial institutions for the transfer of credited or debited electronic funds. Technically speaking, it is the relationship that exists among banks throughout the US and enables them to facilitate the transfer of […]

The post The 4 Primary Benefits Of Automated Clearing House Payment Processing appeared first on National Processing and is written by Christian Woodward