With digital payments at the center of modern commerce, card-not-present (CNP) fraud has become a growing challenge—and BIN attacks are among the trickiest and most damaging forms of this fraud. For merchants, the financial losses and reputational risks associated with BIN attacks make tackling them a top priority. Here’s a straightforward guide to understanding BIN […]

The post Understanding BIN Attacks and How to Protect Your Business appeared first on National Processing and is written by National Processing

What does the future of credit card processing hold? And will it really impact every type of business?   Those are great questions because 2025 is upon us all. With the new year, fresh payment technology and security regulations are arriving in droves.    Don’t worry, though. We have put together an easy-to-read collection of […]

The post The Future of Credit Card Processing: 2025’s Intriguing Trends appeared first on National Processing and is written by Shane McLendon

Identity confirmation is one of the most basic forms of security when it comes to payment processing. When it comes to big purchases through a credit card, it’s always in the best interests of both the customer and the retailer to ensure that the right credit card is in the right hands, and a voluntary purchase […]

The post Payment Processing Security: The Face May Be a New Key to Payment appeared first on National Processing and is written by Christian Woodward

Data breaches and theft happen to businesses of all sizes. From Fortune 500 companies to small business operations, data theft is occurring in alarming numbers. Microsoft suffered a data breach in 2020 that revealed 280 million customer records, and the company has some of the world’s best security measures.   PCI compliance aims to help businesses protect against […]

The post A Beginner’s Guide to PCI DSS Merchant Levels appeared first on National Processing and is written by Christian Woodward

Apple Pay’s platform was first introduced in 2014 with the release of the iPhone 6. Since then, the platform has grown to more than 65 million people. When not accounting for auto sales, 51% of all merchants accept Apple Pay.   The main question from a user or retailer perspective remains the same: is Apply Pay […]

The post Is Apple Pay Safe for Businesses? How It Protects Against Skimmers and Credit Card Fraud appeared first on National Processing and is written by Christian Woodward

Credit card processing company regulations are in place to protect merchants and consumers. Regulators set their own rules and processes that payment facilitators and merchant service providers must follow.   Merchants should have a general idea of payment processing regulations and the regulators that set the “rules” when processing payments.   List of Credit Card […]

The post Credit Card Processing Company Regulations 101 for Merchants appeared first on National Processing and is written by Christian Woodward

How does the future of virtual terminals and payment innovations look? Bright and full of promise for businesses and consumers.    There are emerging payment technologies that will save money for all parties involved in payment transactions. And the rollout of new, security-focused digital payment solutions will help slow the onslaught of fraud that is at an all-time high. […]

The post Future of Virtual Terminals: 16 Trends appeared first on National Processing and is written by Shane McLendon

Virtual terminals probably sound too good to be true, especially for new businesses. After all, the money you save versus a point-of-sale system can be substantial. However, there are benefits of virtual terminals beyond the savings.    Some of these benefits, like fraud prevention, are growing in importance in our age of increased cyber threats. You may have seen the […]

The post Understanding Virtual Terminals for Small Businesses appeared first on National Processing and is written by Shane McLendon

Don’t worry if your business is considered higher risk than other types of businesses. There are now secure and reliable payment processing solutions for high-risk merchants. That hasn’t always been the case. Sadly, many providers of payment gateways for high-risk merchants are using underhanded tactics that hurt business owners.   If you get nothing else […]

The post Solutions for High Risk Merchants appeared first on National Processing and is written by Shane McLendon

Are you dealing with the challenges of high-risk merchant processing? Even if you aren’t currently facing challenges, that could change in the future due to things outside your control. We will get into reasons for those changes and give you plenty of insights on how best to handle merchant processing in high-risk industries.   Let’s […]

The post High-Risk Credit Card Processing: Solutions for Merchant Services appeared first on National Processing and is written by Shane McLendon